Card fees abroad 2026
What cards charge when you pay or take out cash in a foreign currency, read from each issuer's own price list. Choose your country.
The fees come from each bank's own price list and were checked on the date shown. Banks change their prices, so check the bank's price list before you rely on them. Found a mistake? Tell us through the contact form.
Card fees: United Kingdom
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Barclaycard Rewards VisaBarclaycard | 0% | Free | barclaycard.co.uk barclaycard.co.uk 2 barclaycard.co.uk 3 |
| Chase UK Debit MastercardChase UK | 0% | Free | chase.co.uk chase.co.uk 2 |
| first direct Debit Mastercardfirst direct | 0% | Free | firstdirect.com |
| Halifax Clarity Credit CardHalifax | 0% | Free | halifax.co.uk |
| Halifax Visa Debit (Reward, Ultimate Reward, Student, Graduate)Halifax | 0% | Free | halifax.co.uk |
| Lloyds Bank Visa Debit (Club, Silver, Gold, Platinum, Premier, Student, Graduate)Lloyds Bank | 0% | Free | lloydsbank.com |
| Lloyds Ultra Credit CardLloyds Bank | 0% | FreeInterest from day one | lloydsbank.com lloydsbank.com 2 |
| Monzo (free account)Monzo | 0% | Freeup to £200 a monththen 3% | monzo.com |
| Monzo PlusMonzo | 0% | Freeup to £400 a monththen 3% | monzo.com |
| Monzo Premium, Perks and MaxMonzo | 0% | Freeup to £600 a monththen 3% | monzo.com |
| Nationwide Visa Debit (FlexPlus, FlexStudent, FlexGraduate, FlexOne)Nationwide Building Society | 0% | Free | nationwide.co.uk |
| Revolut MetalRevolut | 0% | Freeup to £800 a monththen 2% (at least £1) | revolut.com revolut.com 2 |
| Revolut PlusRevolut | 0%up to £3,000 a monththen 0.5%+0.5% at weekends | Freeup to £200 a monththen 2% (at least £1) | revolut.com revolut.com 2 |
| Revolut PremiumRevolut | 0% | Freeup to £400 a monththen 2% (at least £1) | revolut.com revolut.com 2 |
| Revolut StandardRevolut | 0%up to £1,000 a monththen 1%+1% at weekends | Freeup to £200 or 5 withdrawals a monththen 2% (at least £1) | revolut.com revolut.com 2 |
| Revolut UltraRevolut | 0% | Freeup to £2,000 a monththen 2% (at least £1) | revolut.com revolut.com 2 |
| Santander Edge Debit Mastercard (Edge, Edge Up, Edge Explorer)Santander UK | 0% | Free | santander.co.uk santander.co.uk 2 |
| Starling Debit MastercardStarling Bank | 0% | Free | starlingbank.com |
| TSB debit card (Spend & Save Plus, Premier, Platinum, Gold)TSB | 0% | Free | tsb.co.uk |
| Virgin Money Debit Mastercard (M Account, Club M)Virgin Money | 0% | Free | uk.virginmoney.com uk.virginmoney.com 2 |
| Zopa Credit CardZopa | 0% | £3Interest from day one | zopa.com credit-card-origination-api.zopa.com |
| Nationwide Member Credit CardNationwide Building Society | 0% | 2.5%at least £3 | nationwide.co.uk |
| NatWest debit card (Reward, Reward Silver, Reward Platinum, Premier Select, Premier Reward, Premier Reward Black, Black)NatWest | 0% | 2.75% | natwest.com |
| NatWest Travel Reward Credit CardNatWest | 0% | 3%at least £3Interest from day one | natwest.com natwest.com 2 |
| Santander All in One Credit CardSantander UK | 0% | 3%at least £3Interest from day one | santander.co.uk |
| Santander Rewards Credit CardSantander UK | 0% | 3%at least £3Interest from day one | santander.co.uk |
| Santander World Elite MastercardSantander UK | 0% | 3%at least £3Interest from day one | santander.co.uk |
| The NatWest Credit CardNatWest | 0% | 3%at least £3Interest from day one | natwest.com natwest.com 2 |
| Wise cardWise | 0.33% | Freeup to £250 a monththen 2.69% | wise.com wise.com 2 |
| HSBC Premier Visa DebitHSBC UK | 2.75% | Free | hsbc.co.uk hsbc.co.uk 2 |
| NatWest debit card (Select and other standard accounts)NatWest | 2.75% | Free | natwest.com |
| HSBC UK Visa Debit (Bank Account, Advance and other non-Premier accounts)HSBC UK | 2.75% | 2%at least £1.75 | hsbc.co.uk hsbc.co.uk 2 |
| Santander UK Debit Mastercard (Everyday, 1|2|3, Select and other accounts)Santander UK | 2.95% | Free | santander.co.uk |
| Santander Everyday credit cards (Long Term Balance Transfer, No Balance Transfer Fee)Santander UK | 2.95% | 3%at least £3Interest from day one | santander.co.uk santander.co.uk 2 |
| Halifax credit cards (other than Clarity)Halifax | 2.95% | 5% | halifax.co.uk halifax.co.uk 2 |
| Lloyds Bank credit cards (standard pricing)Lloyds Bank | 2.95% | 5% | lloydsbank.com |
| MBNA credit cards (standard pricing)MBNA | 2.95% | 5% | mbna.co.uk |
| Barclays Visa DebitBarclays | 2.99% | Free | barclays.co.uk |
| Nationwide Visa Debit (FlexAccount, FlexDirect, FlexBasic)Nationwide Building Society | 2.99% | Free | nationwide.co.uk nationwide.co.uk 2 |
| Halifax Visa Debit (Current Account and other standard accounts)Halifax | 2.99% | £1.50 | halifax.co.uk |
| Lloyds Bank Visa Debit (Classic and Basic accounts)Lloyds Bank | 2.99% | £1.50 | lloydsbank.com |
| TSB debit card (Spend & Save and other standard accounts)TSB | 2.99% | 1.5%at least £2 | tsb.co.uk |
| Barclaycard credit cards (standard pricing: Platinum, Avios, Forward and others)Barclaycard | 2.99% | 2.99%at least £2.99 | barclaycard.co.uk barclaycard.co.uk 2 barclaycard.co.uk 3 |
| first direct Credit Cardfirst direct | 2.99% | 2.99%at least £3 | firstdirect.com |
| HSBC UK credit cards (Credit Card, Premier, Premier World Elite, Student)HSBC UK | 2.99% | 2.99%at least £3 | hsbc.co.uk hsbc.co.uk 2 |
| American Express Platinum Cashback Everyday Credit CardAmerican Express UK | 2.99% | 3%at least £3Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Preferred Rewards Gold CardAmerican Express UK | 2.99% | 3%at least £3Interest from day one | americanexpress.com americanexpress.com 2 |
| British Airways American Express Credit CardAmerican Express UK | 2.99% | 3%at least £3Interest from day one | americanexpress.com americanexpress.com 2 |
| Capital One Classic Credit CardCapital One UK | Unknown | 3%at least £3Interest from day one | capitalone.co.uk |
Card fees: Brazil
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Nubank Conta Global (Ultravioleta) debitNubank | 0% | Free | blog.nubank.com.br blog.nubank.com.br 2 planalto.gov.br |
| Revolut Standard (Brazil)Revolut | 0%up to R$1,000 a monththen 1.4% | Freeup to R$1,600 or 5 withdrawals a monththen 2% (at least R$6) | revolut.com planalto.gov.br |
| Wise card (Brazil)Wise | 0.67% | Free | wise.com wise.com 2 planalto.gov.br |
| C6 Conta Global debit (USD/EUR)C6 Bank | 0.9% | R$5 | c6bank.com.br c6bank.com.br 2 planalto.gov.br |
| Inter Global Account debitBanco Inter | 0.99% | Free | ajuda.inter.co planalto.gov.br |
| Nomad Visa debit (Conta Internacional)Nomad | 2% | Free | nomadglobal.com nomadglobal.com 2 planalto.gov.br |
| Nubank Ultravioleta Mastercard BlackNubank | 3.5% | FreeInterest from day one | nubank.com.br nubank.com.br 2 nubank.com.br 3 |
| Nubank MastercardNubank | 4% | FreeInterest from day one | nubank.com.br nubank.com.br 2 planalto.gov.br |
| Caixa credit cards (Visa/Mastercard/Elo)Caixa Econômica Federal | 4% | R$22Interest from day one | From a comparison sitecaixa.gov.br caixa.gov.br 2 caixa.gov.br 3 cartoeseviagens.com.br planalto.gov.br |
| Ourocard Fácil Visa InternacionalBanco do Brasil | 4% | R$25Interest from day one | www49.bb.com.br bb.com.br bb.com.br 2 olinda.bcb.gov.br planalto.gov.br |
| Ourocard Visa InfiniteBanco do Brasil | 4% | R$25Interest from day one | www49.bb.com.br bb.com.br bb.com.br 2 olinda.bcb.gov.br planalto.gov.br |
| Banco do Brasil debit card (Ourocard débito)Banco do Brasil | 4.6% | R$25 | www49.bb.com.br bb.com.br olinda.bcb.gov.br planalto.gov.br |
| Inter Mastercard (credit)Banco Inter | 4.99% | FreeInterest from day one | ajuda.inter.co ajuda.inter.co 2 planalto.gov.br |
| Inter Mastercard (debit)Banco Inter | 4.99% | Free | ajuda.inter.co planalto.gov.br |
| C6 Bank credit card (Mastercard)C6 Bank | 5.25% | UnknownInterest from day one | From a comparison siteajuda.c6bank.com.br cartoeseviagens.com.br planalto.gov.br |
| Bradesco credit cards (Visa/Mastercard/Elo)Bradesco | 5.3% | R$25Interest from day one | From a comparison sitebanco.bradesco banco.bradesco 2 banco.bradesco 3 cartoeseviagens.com.br planalto.gov.br |
| Itaú Click Platinum (Visa/Mastercard)Itaú Unibanco | 5.5% | R$25Interest from day one | From a comparison siteitau.com.br itau.com.br 2 cartoeseviagens.com.br planalto.gov.br |
| Itaú Personnalité Visa InfiniteItaú Unibanco | 5.5% | R$25Interest from day one | From a comparison siteitau.com.br itau.com.br 2 cartoeseviagens.com.br planalto.gov.br |
| Santander credit cards (Unique, SX, Elite)Santander Brasil | 6% | R$25.20Interest from day one | From a comparison sitecms.santander.com.br santander.com.br cartoeseviagens.com.br planalto.gov.br |
| BTG Pactual credit cards (Black, Ultrablue, Platinum, Gold)BTG Pactual | 6% | UnknownInterest from day one | banking.btgpactual.com conteudo.btgpactual.com banking.btgpactual.com 2 planalto.gov.br |
| Bradesco debit card (international)Bradesco | Unknown | R$25 | banco.bradesco banco.bradesco 2 planalto.gov.br |
| Santander debit card (international)Santander Brasil | Unknown | R$25.20 | cms.santander.com.br planalto.gov.br |
Card fees: China
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Ping An Bank debit card (UnionPay)Ping An Bank | 0% | CN¥15 | bank.pingan.com |
| CMB All-in-One debit card (一卡通, UnionPay)China Merchants Bank (CMB) | 0% | 0.5%at least CN¥10 | fin.paas.cmbchina.com s3gw.cmbimg.cn |
| PSBC Green Card debit (绿卡, UnionPay)Postal Savings Bank of China (PSBC) | 0% | 0.5% + CN¥12at least CN¥15 | From a comparison sitekylc.com |
| ABC credit card (UnionPay)Agricultural Bank of China (ABC) | 0% | 1% + CN¥12 | abchina.com |
| ABC Jinsui debit card (金穗借记卡, UnionPay)Agricultural Bank of China (ABC) | 0% | 1% + CN¥12 | abchina.com |
| BOC Great Wall debit card (长城借记卡, UnionPay)Bank of China (BOC) | 0% | 1% + CN¥12 | boc.cn pic.bankofchina.com |
| CCB Long Card debit (龙卡通, UnionPay)China Construction Bank (CCB) | 0% | 1% + CN¥12 | ccb.com ccb.com 2 ccb.com 3 ccb.com 4 ccb.com 5 |
| CCB Long Card credit (龙卡信用卡, UnionPay)China Construction Bank (CCB) | 0% | 1% + CN¥12at least CN¥14 | ccb.com ccb.com 2 ccb.com 3 ccb.com 4 |
| ICBC Peony UnionPay credit card (牡丹信用卡, UnionPay)Industrial and Commercial Bank of China (ICBC) | 0% | 1% + CN¥12at least CN¥14 | m.icbc.com.cn v.icbc.com.cn v.icbc.com.cn 2 v.icbc.com.cn 3 |
| ICBC UnionPay debit card (Lingtong / 灵通卡)Industrial and Commercial Bank of China (ICBC) | 0% | 1% + CN¥12at least CN¥14 | m.icbc.com.cn v.icbc.com.cn v.icbc.com.cn 2 v.icbc.com.cn 3 |
| BOC credit card, BOC series (中银系列, UnionPay)Bank of China (BOC) | 0% | 1%at least CN¥15 | pic.bankofchina.com wap.bankofchina.com boc.cn |
| BoCom credit card (UnionPay)Bank of Communications (BoCom) | 0% | 1% + CN¥12at least CN¥15 | bankcomm.com bankcomm.com 2 bankcomm.com 3 |
| BoCom Pacific debit card (太平洋借记卡, UnionPay)Bank of Communications (BoCom) | 0% | 1% + CN¥12at least CN¥15 | bankcomm.com bankcomm.com 2 bankcomm.com 3 |
| CCB Long Card all-currency credit (全球支付信用卡)China Construction Bank (CCB) | 0% | 3%at least CN¥3 | ccb.com ccb.com 2 ccb.com 3 |
| CMB all-currency international credit card (全币种, Visa/Mastercard)China Merchants Bank (CMB) | 0% | 3%at least CN¥3 | fin.paas.cmbchina.com s3gw.cmbimg.cn |
| CMB credit card (UnionPay single-brand)China Merchants Bank (CMB) | 0% | 3%at least CN¥30 | fin.paas.cmbchina.com s3gw.cmbimg.cn |
| ABC dual-currency credit card (Visa/Mastercard)Agricultural Bank of China (ABC) | 1% | 3%at least CN¥3 | abchina.com |
| BoCom dual-currency credit card (Visa/Mastercard)Bank of Communications (BoCom) | 1.5% | 1%at least CN¥35 | bankcomm.com bankcomm.com 2 bankcomm.com 3 |
| CCB Long Card dual-currency credit (Visa/Mastercard)China Construction Bank (CCB) | 1.5% | 3%at least CN¥3 | ccb.com ccb.com 2 ccb.com 3 ccb.com 4 |
| CMB dual-currency credit card (Visa, non-exempt products)China Merchants Bank (CMB) | 1.5% | 3%at least CN¥3 | fin.paas.cmbchina.com s3gw.cmbimg.cn |
| BOC dual-currency credit card (Visa/Mastercard/Amex)Bank of China (BOC) | 1.5% | 3%at least CN¥30 | pic.bankofchina.com wap.bankofchina.com boc.cn |
| ICBC Peony dual-currency credit card (Visa/Mastercard)Industrial and Commercial Bank of China (ICBC) | Unknown | 2.9%at least CN¥3 | m.icbc.com.cn v.icbc.com.cn v.icbc.com.cn 2 v.icbc.com.cn 3 |
Card fees: Denmark
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Lunar PlusLunar | 0% | Free | lunar.app |
| Lunar UnlimitedLunar | 0% | Free | lunar.app |
| Revolut MetalRevolut | 0% | Freeup to DKK 6,000 a monththen 2% (at least DKK 10) | revolut.com |
| Revolut PlusRevolut | 0%up to DKK 22,500 a monththen 0.5%+0.5% at weekends | Freeup to DKK 1,500 a monththen 2% (at least DKK 10) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to DKK 3,000 a monththen 2% (at least DKK 10) | revolut.com |
| Revolut StandardRevolut | 0%up to DKK 7,500 a monththen 1%+1% at weekends | Freeup to DKK 1,500 or 5 withdrawals a monththen 2% (at least DKK 10) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to DKK 15,000 a monththen 2% (at least DKK 10) | revolut.com |
| Wise cardWise | 0.33% | Freeup to DKK 1,800 a monththen 2.69% | wise.com wise.com 2 |
| Lunar LightLunar | 1% | DKK 19 | lunar.app |
| Lunar StandardLunar | 1% | DKK 19 | lunar.app |
| Jyske Bank Visa DebitJyske Bank | 1.5% | DKK 15 | jyskebank.dk |
| Jyske Bank Visa/DankortJyske Bank | 1.5% | DKK 15 | jyskebank.dk |
| Nykredit Mastercard DebitNykredit | 1.5% | DKK 15 | nykredit.dk |
| Nykredit Visa/DankortNykredit | 1.5% | DKK 15 | nykredit.dk |
| Danske Bank Visa/DankortDanske Bank | 1.5% | DKK 30 | danskebank.dk |
| Danske Bank Mastercard Hverdag+Danske Bank | 1.5% | 1%at least DKK 30 | danskebank.dk |
| Nordea PayNordea | 1.5% | 1%at least DKK 30 | nordea.dk |
| Nordea Visa/DankortNordea | 1.5% | 1%at least DKK 30 | nordea.dk |
| AL Sydbank Mastercard DebitAL Sydbank | 1.5% | 1.5%at least DKK 40 | al-sydbank.dk |
| AL Sydbank Visa/DankortAL Sydbank | 1.5% | 1.5%at least DKK 40 | al-sydbank.dk |
| AL Sydbank Mastercard ClassicAL Sydbank | 1.5% | 2%at least DKK 50 | al-sydbank.dk |
| Danske Bank Mastercard BasisDanske Bank | 1.5% | 2%at least DKK 50 | danskebank.dk danskebank.dk 2 |
| Danske Bank Mastercard GuldDanske Bank | 1.5% | 2%at least DKK 50 | danskebank.dk danskebank.dk 2 |
| Danske Bank Mastercard PlatinDanske Bank | 1.5% | 2%at least DKK 50 | danskebank.dk danskebank.dk 2 |
| Jyske Bank Mastercard GoldJyske Bank | 1.5% | 2%at least DKK 50 | jyskebank.dk |
| Jyske Bank Mastercard PlatinumJyske Bank | 1.5% | 2%at least DKK 50 | jyskebank.dk |
| Jyske Bank Visa CreditJyske Bank | 1.5% | 2%at least DKK 50 | jyskebank.dk |
| Nordea Credit MastercardNordea | 1.5% | 2%at least DKK 50 | nordea.dk nordea.dk 2 |
| Nordea Gold MastercardNordea | 1.5% | 2%at least DKK 50 | nordea.dk nordea.dk 2 |
| Nordea Platinum MastercardNordea | 1.5% | 2%at least DKK 50 | nordea.dk nordea.dk 2 |
| Nykredit Mastercard Blue ShoppingNykredit | 1.5% | 2%at least DKK 50 | nykredit.dk |
| Nykredit Mastercard GoldNykredit | 1.5% | 2%at least DKK 50 | nykredit.dk |
| Nykredit Mastercard PlatinumNykredit | 1.5% | 2%at least DKK 50 | nykredit.dk |
| Bank Norwegian VisaBank Norwegian | 1.99% | Free | banknorwegian.dk |
| re:member Mastercardre:member | 2% | 2%at least DKK 50 | remember.dk |
Card fees: France
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| BoursoBank Visa Classic WelcomeBoursoBank | 0% | Free | boursobank.com |
| BoursoBank Visa MetalBoursoBank | 0% | Free | boursobank.com |
| BoursoBank Visa UltimBoursoBank | 0% | Free | boursobank.com |
| Crédit Agricole World Elite Mastercard / Visa InfiniteCrédit Agricole | 0% | Free | ca-paris.credit-agricole.fr ca-paris.credit-agricole.fr 2 credit-agricole.fr |
| Fortuneo Fosfo CB MastercardFortuneo | 0% | Free | fortuneo.fr |
| Fortuneo Gold CB MastercardFortuneo | 0% | Free | fortuneo.fr |
| Fortuneo World Elite CB MastercardFortuneo | 0% | Free | fortuneo.fr |
| Hello bank! Hello Prime (Visa)Hello bank! | 0% | Free | hellobank.fr hellobank.fr 2 |
| LCL Visa InfiniteLCL | 0% | Free | portail-lcl-web.cdn.prismic.io portail-lcl-web.cdn.prismic.io 2 lcl.fr |
| Monabanq Visa (Uniq+)Monabanq | 0% | Free | monabanq.com |
| N26 GoN26 | 0% | Free | n26.com |
| N26 MetalN26 | 0% | Free | n26.com |
| Nickel MetalNickel | 0% | Free | nickel.eu |
| Revolut MetalRevolut | 0% | Freeup to €800 a monththen 2% (at least €1) | revolut.com |
| Revolut PlusRevolut | 0%up to €3,000 a monththen 0.5%+0.5% at weekends | Freeup to €200 a monththen 2% (at least €1) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to €400 a monththen 2% (at least €1) | revolut.com |
| Revolut StandardRevolut | 0%up to €1,000 a monththen 1%+1% at weekends | Freeup to €200 or 5 withdrawals a monththen 2% (at least €1) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to €2,000 a monththen 2% (at least €1) | revolut.com |
| Trade Republic CardTrade Republic | 0% | Free | support.traderepublic.com |
| Nickel ChromeNickel | 0% | €1.50 | nickel.eu |
| Nickel ClassicNickel | 0% | €2.50 | nickel.eu |
| Hello bank! Hello One (Visa)Hello bank! | 0% | 1.5% | hellobank.fr hellobank.fr 2 |
| N26 SmartN26 | 0% | 1.7% | n26.com |
| N26 StandardN26 | 0% | 1.7% | n26.com |
| Monabanq Visa (Pratiq+ / Uniq)Monabanq | 0% | 2%at least €1 | monabanq.com |
| Wise cardWise | 0.47% | Freeup to €250 a monththen 2.69% | wise.com wise.com 2 |
| bunq Elitebunq | 0.5% | Free | static.bunq.com bunq.com |
| bunq Probunq | 0.5% | Free | static.bunq.com bunq.com |
| bunq Corebunq | 0.5% | €0.99 | static.bunq.com bunq.com |
| bunq Freebunq | 0.5% | €2.99 | static.bunq.com bunq.com |
| La Banque Postale Visa InfiniteLa Banque Postale | 1.15% | 2.3% + €3.30 | labanquepostale.fr labanquepostale.fr 2 |
| La Banque Postale Visa PlatinumLa Banque Postale | 1.15% | 2.3% + €3.30 | labanquepostale.fr labanquepostale.fr 2 |
| Carte PASS MastercardCarrefour Banque | 1.69% | 1.5% | carrefour-banque.fr |
| Carte PASS Premium MastercardCarrefour Banque | 1.69% | 1.5% | carrefour-banque.fr |
| Hello bank! Hello Origin / Visa Classic / Visa PremierHello bank! | 2% | 2% | hellobank.fr hellobank.fr 2 |
| BNP Paribas Visa InfiniteBNP Paribas | 2% | 2% + €2.20 | mabanque.bnpparibas mabanque.bnpparibas 2 |
| Société Générale CB Visa InfiniteSociété Générale | 2% | 2% + €3 | static.sg.fr particuliers.sg.fr |
| La Banque Postale Visa ClassicLa Banque Postale | 2.3% | 2.3% + €3.30 | labanquepostale.fr labanquepostale.fr 2 |
| La Banque Postale Visa PremierLa Banque Postale | 2.3% | 2.3% + €3.30 | labanquepostale.fr labanquepostale.fr 2 |
| Carte Gold American ExpressAmerican Express | 2.35% | Unknown | americanexpress.com americanexpress.com 2 |
| Carte Green American ExpressAmerican Express | 2.35% | Unknown | americanexpress.com americanexpress.com 2 |
| Carte Platinum American ExpressAmerican Express | 2.35% | Unknown | americanexpress.com americanexpress.com 2 |
| LCL Mastercard Platinum+LCL | 2.38% | 2.38% + €2.46at least €0.80 | portail-lcl-web.cdn.prismic.io portail-lcl-web.cdn.prismic.io 2 lcl.fr |
| Crédit Agricole Gold Mastercard / Visa PremierCrédit Agricole | 2.5% | €3 | ca-paris.credit-agricole.fr ca-paris.credit-agricole.fr 2 credit-agricole.fr |
| Crédit Agricole Standard Mastercard / Visa ClassicCrédit Agricole | 2.5% | €3 | ca-paris.credit-agricole.fr ca-paris.credit-agricole.fr 2 credit-agricole.fr |
| Crédit Mutuel CB Mastercard / CB Visa ClassicCrédit Mutuel | 2.5% | 2.5% + €3.30 | creditmutuel.fr creditmutuel.fr 2 |
| Crédit Mutuel CB Mastercard Gold / CB Visa PremierCrédit Mutuel | 2.5% | 2.5% + €3.30 | creditmutuel.fr creditmutuel.fr 2 |
| Crédit Mutuel CB Mastercard World EliteCrédit Mutuel | 2.5% | 2.5% + €3.30 | creditmutuel.fr creditmutuel.fr 2 |
| Crédit Mutuel CB Visa InfiniteCrédit Mutuel | 2.5% | 2.5% + €3.30 | creditmutuel.fr creditmutuel.fr 2 |
| Société Générale CB VisaSociété Générale | 2.7% | 2.7% + €3 | static.sg.fr particuliers.sg.fr |
| Société Générale CB Visa ÉvolutionSociété Générale | 2.7% | 2.7% + €3 | static.sg.fr particuliers.sg.fr |
| Société Générale CB Visa PremierSociété Générale | 2.7% | 2.7% + €3 | static.sg.fr particuliers.sg.fr |
| Caisse d'Epargne CB Visa ClassicCaisse d'Epargne | 2.8% | 2.8% + €3.20 | doc.caisse-epargne.fr caisse-epargne.fr |
| Caisse d'Epargne Visa InfiniteCaisse d'Epargne | 2.8% | 2.8% + €3.20 | doc.caisse-epargne.fr caisse-epargne.fr |
| Caisse d'Epargne Visa PlatinumCaisse d'Epargne | 2.8% | 2.8% + €3.20 | doc.caisse-epargne.fr caisse-epargne.fr |
| Caisse d'Epargne Visa PremierCaisse d'Epargne | 2.8% | 2.8% + €3.20 | doc.caisse-epargne.fr caisse-epargne.fr |
| BNP Paribas Carte Origin (Visa)BNP Paribas | 2.9% | 2.9% + €3 | mabanque.bnpparibas mabanque.bnpparibas 2 |
| BNP Paribas Visa ClassicBNP Paribas | 2.9% | 2.9% + €3 | mabanque.bnpparibas mabanque.bnpparibas 2 |
| BNP Paribas Visa PremierBNP Paribas | 2.9% | 2.9% + €3 | mabanque.bnpparibas mabanque.bnpparibas 2 |
| CIC CB Mastercard / CB Visa ClassicCIC | 2.9% | 2.9% + €3.30 | cic.fr cic.fr 2 |
| CIC CB Mastercard Gold / CB Visa PremierCIC | 2.9% | 2.9% + €3.30 | cic.fr cic.fr 2 |
| CIC CB Mastercard World EliteCIC | 2.9% | 2.9% + €3.30 | cic.fr cic.fr 2 |
| CIC CB Visa InfiniteCIC | 2.9% | 2.9% + €3.30 | cic.fr cic.fr 2 |
| Banque Populaire Visa ClassicBanque Populaire | 2.92% | 2.92% + €3.15 | img.banquepopulaire.fr banquepopulaire.fr |
| Banque Populaire Visa InfiniteBanque Populaire | 2.92% | 2.92% + €3.15 | img.banquepopulaire.fr banquepopulaire.fr |
| Banque Populaire Visa PlatinumBanque Populaire | 2.92% | 2.92% + €3.15 | img.banquepopulaire.fr banquepopulaire.fr |
| Banque Populaire Visa PremierBanque Populaire | 2.92% | 2.92% + €3.15 | img.banquepopulaire.fr banquepopulaire.fr |
| LCL Inventive MastercardLCL | 3.05% | 3.05% + €3.17at least €0.80 | portail-lcl-web.cdn.prismic.io portail-lcl-web.cdn.prismic.io 2 lcl.fr |
| LCL Visa CléoLCL | 3.05% | 3.05% + €3.17at least €0.80 | portail-lcl-web.cdn.prismic.io portail-lcl-web.cdn.prismic.io 2 lcl.fr |
| LCL Visa PremierLCL | 3.05% | 3.05% + €3.17at least €0.80 | portail-lcl-web.cdn.prismic.io portail-lcl-web.cdn.prismic.io 2 lcl.fr |
Card fees: Germany
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| C24 Maxkonto MastercardC24 Bank | 0% | Free | api.c24.de |
| C24 Pluskonto MastercardC24 Bank | 0% | Free | api.c24.de |
| C24 Smartkonto MastercardC24 Bank | 0% | Free | api.c24.de |
| Consorsbank Credit Card Gold LightConsorsbank | 0% | Free | consorsbank.de |
| Consorsbank Visa Card GoldConsorsbank | 0% | Free | consorsbank.de |
| DKB Visa Debitkarte (mit Aktivstatus)DKB | 0% | Free | dok.dkb.de dkb.de dkb.de 2 |
| DKB Visa KreditkarteDKB | 0% | Free | dok.dkb.de dkb.de dkb.de 2 |
| easybank Kreditkarte (Visa)easybank (formerly Barclays) | 0% | Free | easybank.de |
| easybank Kreditkarte Platinum (Visa)easybank (formerly Barclays) | 0% | Free | easybank.de |
| Gebührenfrei Mastercard GoldAdvanzia Bank | 0% | FreeInterest from day one | staomc3we02.blob.core.windows.net gebuhrenfrei.com |
| Hanseatic Bank GenialCardHanseatic Bank | 0% | Free | hanseaticbank.de hanseaticbank.de 2 |
| Kreditkarte Gold (GoldCard), Berliner VolksbankBerliner Volksbank | 0% | Free | berliner-volksbank.de |
| N26 GoN26 | 0% | Free | docs.n26.com |
| N26 MetalN26 | 0% | Free | docs.n26.com |
| Openbank BestCard Extra (Reise-Kreditkarte)Openbank (formerly Santander) | 0% | Free | openbank.de openbank.de 2 |
| Openbank BestCard PremiumOpenbank (formerly Santander) | 0% | Free | openbank.de |
| Openbank BestCard SmartOpenbank (formerly Santander) | 0% | Free | openbank.de |
| Openbank Visa Debitkarte (BestGiro)Openbank (formerly Santander) | 0% | Free | openbank.de |
| Revolut MetalRevolut | 0% | Freeup to €800 a monththen 2% (at least €1) | revolut.com |
| Revolut PlusRevolut | 0%up to €3,000 a monththen 0.5%+0.5% at weekends | Freeup to €200 a monththen 2% (at least €1) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to €400 a monththen 2% (at least €1) | revolut.com |
| Revolut StandardRevolut | 0%up to €1,000 a monththen 0.5%+1% at weekends | Freeup to €200 or 5 withdrawals a monththen 2% (at least €1) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to €2,000 a monththen 2% (at least €1) | revolut.com |
| TF Mastercard GoldTF Bank | 0% | FreeInterest from day one | tfbank.de |
| Trade Republic Karte (Visa Debit)Trade Republic | 0% | Free | assets.traderepublic.com |
| comdirect Visa-Kreditkartecomdirect | 0% | €4.90 | comdirect.de |
| N26 SmartN26 | 0% | 1.7% | docs.n26.com |
| N26 StandardN26 | 0% | 1.7% | docs.n26.com |
| Wise cardWise | 0.47% | Freeup to €250 a monththen 2.69% | wise.com wise.com 2 |
| bunq Elitebunq | 0.5% | Free | static.bunq.com |
| bunq Probunq | 0.5% | Free | static.bunq.com |
| bunq Corebunq | 0.5% | €0.99 | static.bunq.com |
| bunq Freebunq | 0.5% | €2.99 | static.bunq.com |
| Deutsche Bank Mastercard TravelDeutsche Bank | 0.5% | 2.5%at least €5.75 | deutsche-bank.de |
| Commerzbank Girocard (mit Visa-Funktion)Commerzbank | 1% | 1%at least €5.98 | commerzbank.de |
| HVB Visa Infinite CardHypoVereinsbank (UniCredit) | 1.5% | Free | hvb.de |
| Deutsche Bank Card Plus (Debit Mastercard)Deutsche Bank | 1.5% | 0.5% + €3.95 | deutsche-bank.de |
| Deutsche Bank Card (Debitkarte)Deutsche Bank | 1.5% | 1.5%at least €5.99 | deutsche-bank.de |
| Commerzbank Mastercard DebitCommerzbank | 1.5% | 1.95%at least €5.98 | commerzbank.de |
| comdirect Visa-Debitkartecomdirect | 1.75% | Free | comdirect.de |
| HVB UniCredit Card (Debit Mastercard)HypoVereinsbank (UniCredit) | 1.75% | €2.50 | hvb.de |
| Commerzbank ClassicKreditkarteCommerzbank | 1.75% | 1.95%at least €5.98 | commerzbank.de |
| Commerzbank GoldKreditkarteCommerzbank | 1.75% | 1.95%at least €5.98 | commerzbank.de |
| Commerzbank PremiumKreditkarteCommerzbank | 1.75% | 1.95%at least €5.98 | commerzbank.de |
| HVB Mastercard (Kreditkarte)HypoVereinsbank (UniCredit) | 1.75% | 2%at least €5 | hvb.de hypovereinsbank.de |
| HVB Mastercard Gold (Kreditkarte)HypoVereinsbank (UniCredit) | 1.75% | 2%at least €5 | hvb.de |
| Openbank BestCard BasicOpenbank (formerly Santander) | 1.85% | 3.5%at least €5.75 | openbank.de |
| Kreditkarte Classic, Berliner SparkasseBerliner Sparkasse | 1.9% | Free | berliner-sparkasse.de |
| Kreditkarte Gold, Berliner SparkasseBerliner Sparkasse | 1.9% | Free | berliner-sparkasse.de |
| Visa Card Basis (Debitkarte), Berliner SparkasseBerliner Sparkasse | 1.9% | Free | berliner-sparkasse.de |
| Sparkassen-Card (Debitkarte), Berliner SparkasseBerliner Sparkasse | 1.9% | 2%at least €7.50 | berliner-sparkasse.de |
| Lufthansa Miles & More Blue Credit CardMiles & More Credit Card (Deutsche Bank) | 1.95% | 2%at least €5 | miles-and-more-kreditkarte.com |
| Lufthansa Miles & More Gold Credit CardMiles & More Credit Card (Deutsche Bank) | 1.95% | 2%at least €5 | miles-and-more-kreditkarte.com |
| easybank Kreditkarte Gold (Visa)easybank (formerly Barclays) | 1.99% | Free | easybank.de |
| American Express CardAmerican Express | 2% | 4%at least €5 | americanexpress.com |
| American Express Gold CardAmerican Express | 2% | 4%at least €5 | americanexpress.com americanexpress.com 2 |
| American Express Platinum CardAmerican Express | 2% | 4%at least €5 | americanexpress.com |
| PAYBACK American Express KarteAmerican Express | 2% | 4%at least €5 | americanexpress.com |
| Consorsbank Visa Card DebitConsorsbank | 2.1% | Free | consorsbank.de |
| DKB Visa Debitkarte (ohne Aktivstatus)DKB | 2.2% | Free | dok.dkb.de dkb.de |
| ING VISA Card (Debitkarte)ING | 2.2% | Free | ing.de |
| Deutsche Bank Mastercard / VISA (Kreditkarte)Deutsche Bank | 2.25% | 2.5%at least €5.75 | deutsche-bank.de |
| Deutsche Bank Mastercard BLACKDeutsche Bank | 2.25% | 2.5%at least €5.75 | deutsche-bank.de |
| Deutsche Bank Mastercard GOLD / VISA GOLDDeutsche Bank | 2.25% | 2.5%at least €5.75 | deutsche-bank.de |
| Deutsche Bank Mastercard PLATINDeutsche Bank | 2.25% | 2.5%at least €5.75 | deutsche-bank.de |
| Postbank Card (Debitkarte)Postbank | 2.35% | 1.5%at least €5.99 | postbank.de |
| Postbank Mastercard (Kreditkarte)Postbank | 2.35% | 2.5%at least €5 | postbank.de |
| Postbank Card plus (Debit Mastercard)Postbank | 2.35% | 3%at least €5 | postbank.de |
| Targobank girocard (V PAY)Targobank | 3.75% | 1%at least €5.95 | targobank.de |
| Targobank Visa Gold-KarteTargobank | 3.85% | FreeInterest from day one | targobank.de |
| Targobank Visa Premium-KarteTargobank | 3.85% | FreeInterest from day one | targobank.de |
| Targobank Visa DebitkarteTargobank | 3.85% | €3.95 | targobank.de |
| Targobank Visa Online-Classic-KarteTargobank | 3.85% | 3.5%at least €5.95Interest from day one | targobank.de |
Card fees: Italy
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| HYPE PremiumHYPE (Banca Sella group) | 0% | Free | hype.it |
| isybank Carta di debito (isyPrime)isybank (Intesa Sanpaolo group) | 0% | Free | isybank.com isybank.com 2 |
| N26 GoN26 | 0% | Free | support.n26.com support.n26.com 2 n26.com |
| N26 MetalN26 | 0% | Free | support.n26.com support.n26.com 2 n26.com |
| Revolut MetalRevolut | 0% | Freeup to €800 a monththen 2% (at least €1) | revolut.com |
| Revolut PlusRevolut | 0%up to €3,000 a monththen 0.5%+0.5% at weekends | Freeup to €200 a monththen 2% (at least €1) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to €400 a monththen 2% (at least €1) | revolut.com |
| Revolut StandardRevolut | 0%up to €1,000 a monththen 1%+1% at weekends | Freeup to €200 or 5 withdrawals a monththen 2% (at least €1) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to €2,000 a monththen 2% (at least €1) | revolut.com |
| Fineco Card DebitFinecoBank | 0% | €1.45 | finecobank.com it.finecobank.com |
| Findomestic Carta di Debito (Conto Smile)Findomestic Banca (BNP Paribas) | 0% | €1.50 | secure.findomestic.it |
| N26 SmartN26 | 0% | 1.7% | support.n26.com support.n26.com 2 n26.com |
| N26 StandardN26 | 0% | 1.7% | support.n26.com support.n26.com 2 n26.com |
| Wise cardWise | 0.47% | Freeup to €250 a monththen 2.69% | wise.com wise.com 2 |
| bunq Elitebunq | 0.5% | Free | static.bunq.com bunq.com |
| bunq Probunq | 0.5% | Free | static.bunq.com bunq.com |
| bunq Corebunq | 0.5% | €0.99 | static.bunq.com bunq.com |
| bunq Freebunq | 0.5% | €2.99 | static.bunq.com bunq.com |
| isybank Carta di debito (isySmart)isybank (Intesa Sanpaolo group) | 1% | €0.40 | isybank.com isybank.com 2 |
| BPER Carta di DebitoBPER Banca | 1% | €2.70 | bper.it |
| Postepay EvolutionPoste Italiane (PostePay / BancoPosta) | 1.1% | €5 | media.poste.it |
| Postepay StandardPoste Italiane (PostePay / BancoPosta) | 1.1% | €5 | poste.it |
| Carta di debito Postepay (BancoPosta account)Poste Italiane (PostePay / BancoPosta) | 1.3% | €2.58 | poste.it |
| HYPE NextHYPE (Banca Sella group) | 1.5% | Free | hype.it |
| Carta di debito BNLBNL (BNP Paribas) | 1.5% | €2 | bnl.it |
| BPER Carta di credito PremiumBPER Banca | 1.5% | 3%at least €3 | bper.it |
| BPER Carta di credito PrimeBPER Banca | 1.5% | Unknown | bper.it |
| Carta Prepagata BNLBNL (BNP Paribas) | 1.7% | €2 | bnl.it |
| Carta BNL ClassicBNL (BNP Paribas) | 1.7% | 4%at least €2.58 | bnl.it |
| Carta BNL Gold WorldBNL (BNP Paribas) | 1.7% | 4%at least €2.58 | bnl.it |
| UniCredit Carta Always (Mastercard)UniCredit | 1.75% | €2 | trasparenza.unicredit.it |
| UniCredit Carta MyOneUniCredit | 1.75% | €2 | trasparenza.unicredit.it |
| Crédit Agricole Carta International DebitCrédit Agricole Italia | 1.75% | €3.10 | credit-agricole.it |
| isybank Carta di debito (isyLight)isybank (Intesa Sanpaolo group) | 2% | €1.10 | isybank.com isybank.com 2 |
| isybank Carta prepagataisybank (Intesa Sanpaolo group) | 2% | €1.90 | isybank.com |
| ING Carta di Debito Mastercard (Conto Corrente Arancio)ING Italia | 2% | €2 | secure.ing.it secure.ing.it 2 |
| ING Carta PrepagataING Italia | 2% | €2 | secure.ing.it |
| Intesa Sanpaolo XME Debit CardIntesa Sanpaolo | 2% | €2 | prestitalia.intesasanpaolo.com intesasanpaolo.com intesasanpaolo.com 2 |
| BPER Carta di Debito PlusBPER Banca | 2% | €2.70 | bper.it |
| Fineco Card CreditFinecoBank | 2% | €2.90 | finecobank.com |
| Fineco Gold World MastercardFinecoBank | 2% | €2.90 | finecobank.com |
| Mediolanum Card (debit)Banca Mediolanum | 2% | €3.62 | bancamediolanum.it |
| Carta Montepaschi Debit MastercardBanca Monte dei Paschi di Siena | 2% | €4 | gruppo.mps.it mps.it |
| Carta Prep@id by Banco BPMBanco BPM (cards issued by Numia) | 2% | 2.25%at least €2.50 | bancobpm.it bancobpm.it 2 |
| Intesa Sanpaolo XME Credit CardIntesa Sanpaolo | 2% | 4%at least €2.50 | intesasanpaolo.com intesasanpaolo.com 2 |
| isybank Carta di creditoisybank (Intesa Sanpaolo group) | 2% | 4%at least €2.50 | isybank.com |
| ING Carta di CreditoING Italia | 2% | 4%at least €3 | secure.ing.it ing.it |
| Carta Montepaschi GoldBanca Monte dei Paschi di Siena | 2% | 4%at least €5 | gruppo.mps.it mps.it |
| Carta Montepaschi ClassicBanca Monte dei Paschi di Siena | 2% | 4.1%at least €5 | gruppo.mps.it mps.it |
| Carta Numia Debito Internazionale (Banco BPM)Banco BPM (cards issued by Numia) | 2.25% | €3 | bancobpm.it bancobpm.it 2 |
| American Express Carta OroAmerican Express Italia | 2.5% | 3.9%at least €1.25 | americanexpress.com |
| American Express Carta PlatinoAmerican Express Italia | 2.5% | 3.9%at least €1.25 | americanexpress.com |
| American Express Carta VerdeAmerican Express Italia | 2.5% | 3.9%at least €1.25 | americanexpress.com |
| American Express Carta di Credito OroAmerican Express Italia | 2.5% | 3.9%at least €2.60 | americanexpress.com |
| American Express Carta di Credito VerdeAmerican Express Italia | 2.5% | 3.9%at least €2.60 | americanexpress.com |
| American Express Carta ExploraAmerican Express Italia | 2.5% | 3.9%at least €2.60 | americanexpress.com americanexpress.com 2 |
| Blu American ExpressAmerican Express Italia | 2.5% | 3.9%at least €2.60 | americanexpress.com americanexpress.com 2 |
| Carta Nexi (Classic)Nexi | 2.5% | 4.8%at least €5.16 | nexi.it nexi.it 2 |
| Nexi ExcellenceNexi | 2.5% | 4.8%at least €5.16 | nexi.it nexi.it 2 |
| Nexi PrestigeNexi | 2.5% | 4.8%at least €5.16 | nexi.it nexi.it 2 |
| HYPE (free plan)HYPE (Banca Sella group) | 3% | Freeup to €250 a monththen 0% | hype.it hype.it 2 |
| Numia Credit Classic (Banco BPM)Banco BPM (cards issued by Numia) | 3% | 4%at least €5 | bancobpm.it bancobpm.it 2 |
| Numia Credit Gold (Banco BPM)Banco BPM (cards issued by Numia) | 3% | 4%at least €5 | bancobpm.it bancobpm.it 2 |
| Numia Credit Platinum (Banco BPM)Banco BPM (cards issued by Numia) | 3% | 4%at least €5 | bancobpm.it |
| Findomestic Carta di credito (Linea di Credito con Carta)Findomestic Banca (BNP Paribas) | Unknown | Free | secure.findomestic.it |
| UniCreditCard Flexia ClassicUniCredit | Unknown | 4%at least €2.50 | unicredit.it |
Card fees: Japan
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Revolut MetalRevolut | 0% | Freeup to ¥100,000 a monththen 2% | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to ¥50,000 a monththen 2% | revolut.com |
| Revolut StandardRevolut | 0%up to ¥300,000 a monththen 0.5%+1% at weekends | Freeup to ¥25,000 a monththen 2% | revolut.com |
| Wise cardWise | 0.73% | Freeup to ¥25,000 a monththen 1.75% | wise.com wise.com 2 |
| JCB Card WJCB | 1.6% | FreeInterest from day one | jcb.co.jp jcb.co.jp 2 jcb.co.jp 3 jcb.co.jp 4 |
| View Card (JCB)View Card (JR East) | 1.6% | FreeInterest from day one | faq.viewcard.co.jp jreast.co.jp |
| AEON Card (Select)AEON Financial Service | 1.6% | ¥220Interest from day one | faq.aeon.co.jp aeon.co.jp faq.aeon.co.jp 2 |
| Sony Bank WALLETSony Bank | 1.79% | ¥220 | sonybank.jp sonybank.jp 2 |
| MUFG Card (JCB)Mitsubishi UFJ NICOS | 2.04% | ¥220Interest from day one | cr.mufg.jp cr.mufg.jp 2 cr.mufg.jp 3 |
| Docomo SMTB Net Bank Debit Card (Mastercard)Docomo SMTB Net Bank | 2.5% | Free | help.netbk.co.jp netbk.co.jp netbk.co.jp 2 |
| MUFG Bank Visa DebitMUFG Bank | 3.05% | ¥110 | bk.mufg.jp faq01.bk.mufg.jp |
| PayPay Bank Visa DebitPayPay Bank | 3.08% | Free | paypay-bank.co.jp |
| Rakuten Bank Debit CardRakuten Bank | 3.08% | Free | rakuten-bank.co.jp rakuten-bank.co.jp 2 rakuten-bank.co.jp 3 |
| Mizuho JCB DebitMizuho Bank | 3.4% | Unknown | mizuhobank.co.jp faq.mizuhobank.co.jp mizuhobank.co.jp 2 |
| American Express Green CardAmerican Express Japan | 3.5% | Unknown | americanexpress.com americanexpress.com 2 americanexpress.com 3 |
| Olive Flexible Pay (debit mode)Sumitomo Mitsui Card | 3.63% | ¥110 | smbc-card.com smbc.co.jp |
| Mitsui Sumitomo Card (NL)Sumitomo Mitsui Card | 3.63% | ¥220Interest from day one | smbc-card.com smbc-card.com 2 smbc-card.com 3 |
| Rakuten CardRakuten Card | 3.63% | ¥220Interest from day one | rakuten-card.co.jp rakuten-card.co.jp 2 rakuten-card.co.jp 3 |
| au PAY Cardau Financial Service | 3.85% | FreeInterest from day one | kddi-fs.com kddi-fs.com 2 kddi-fs.com 3 kddi-fs.com 4 |
| PayPay CardPayPay Card | 3.85% | FreeInterest from day one | paypay-card.co.jp paypay-card.co.jp 2 paypay-card.co.jp 3 |
| View Card (Visa/Mastercard)View Card (JR East) | 3.85% | FreeInterest from day one | faq.viewcard.co.jp jreast.co.jp jreast.co.jp 2 |
| d CardNTT Docomo (d Card) | 3.85% | ¥220Interest from day one | dcard.docomo.ne.jp dcard.docomo.ne.jp 2 dcard.docomo.ne.jp 3 |
| Epos CardEpos Card | 3.85% | ¥220Interest from day one | eposcard.co.jp faq.eposcard.co.jp eposcard.co.jp 2 |
| MUFG CardMitsubishi UFJ NICOS | 3.85% | ¥220Interest from day one | cr.mufg.jp cr.mufg.jp 2 cr.mufg.jp 3 cr.mufg.jp 4 |
| Saison CardCredit Saison | 3.85% | ¥220Interest from day one | saisoncard.co.jp faq.saisoncard.co.jp saisoncard.co.jp 2 |
| Yucho Debit (Visa)Japan Post Bank | 4% | ¥110 | jp-bank.japanpost.jp jp-bank.japanpost.jp 2 |
| Resona Visa DebitResona Bank | 4.4% | ¥220 | resonabank.co.jp resonabank.co.jp 2 resonabank.co.jp 3 |
| MUFG Bank JCB DebitMUFG Bank | 4.65% | ¥110 | faq01.bk.mufg.jp bk.mufg.jp |
Card fees: Norway
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Revolut MetalRevolut | 0% | Freeup to NOK 8,000 a monththen 2% (at least NOK 10) | revolut.com |
| Revolut PlusRevolut | 0%up to NOK 30,000 a monththen 0.5%+0.5% at weekends | Freeup to NOK 2,000 a monththen 2% (at least NOK 10) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to NOK 4,000 a monththen 2% (at least NOK 10) | revolut.com |
| Revolut StandardRevolut | 0%up to NOK 10,000 a monththen 1%+1% at weekends | Freeup to NOK 2,000 or 5 withdrawals a monththen 2% (at least NOK 10) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to NOK 20,000 a monththen 2% (at least NOK 10) | revolut.com |
| Wise cardWise | 0.42% | Freeup to NOK 2,900 a monththen 2.69% | wise.com wise.com 2 |
| Avida Gebyrfri GoldAvida Finans | 1.75% | FreeInterest from day one | avidafinance.com cdn.umbraco.io |
| Avida Gebyrfri PlatinumAvida Finans | 1.75% | FreeInterest from day one | avidafinance.com cdn.umbraco.io |
| Bank Norwegian VisaBank Norwegian | 1.75% | Free | banknorwegian.no banknorwegian.no 2 banknorwegian.no 3 |
| Morrow Bank Mastercard (formerly Komplett Bank Mastercard)Morrow Bank | 1.75% | FreeInterest from day one | morrowbank.no |
| TF Bank MastercardTF Bank | 1.75% | FreeInterest from day one | tfbank.no tfbank.no 2 |
| Avida BlackAvida Finans | 1.75% | 1% + NOK 40Interest from day one | avidafinance.com cdn.umbraco.io |
| Avida BlueAvida Finans | 1.75% | 1% + NOK 40Interest from day one | avidafinance.com cdn.umbraco.io |
| Trumf Kredittkort (Visa)NorgesGruppen Finans AS | 1.9% | 1.5% + NOK 35Interest from day one | trumf.no trumf.no 2 |
| Storebrand Kredittkort (Standard)Storebrand | 1.95% | Free | storebrand.no storebrand.no 2 |
| Storebrand Platinum KredittkortStorebrand | 1.95% | Free | storebrand.no storebrand.no 2 |
| Storebrand Bankkort (Visa)Storebrand | 1.95% | NOK 35 | storebrand.no storebrand.no 2 |
| NordbykortetResurs Bank | 1.95% | 1.95%at least NOK 35 | From a comparison sitekortio.no kredittkort360.com |
| Resurs GoldResurs Bank | 1.95% | 1.95%at least NOK 35 | resursbank.no |
| DNB Ung bankkort (Visa)DNB | 1.99% | Free | dnb.no |
| DNB Ung MastercardDNB | 1.99% | FreeInterest from day one | dnb.no kredittkortlisten.no |
| Sbanken bankkortSbanken (DNB) | 1.99% | Free | sbanken.no sbanken.no 2 content.dnb.no |
| Sbanken MastercardSbanken (DNB) | 1.99% | FreeInterest from day one | sbanken.no sbanken.no 2 |
| DNB bankkort (Visa)DNB | 1.99% | NOK 40 | dnb.no content.dnb.no |
| Eika bank Visa Classic (bankkort)Eika-bank (example: Bien Sparebank) | 1.99% | NOK 50 | bien.no |
| DNB MastercardDNB | 1.99% | 1% + NOK 40Interest from day one | dnb.no dnb.no 2 kredittkortlisten.no |
| DNB Pluss MastercardDNB | 1.99% | 1% + NOK 40Interest from day one | dnb.no kredittkortlisten.no |
| DNB Private Banking MastercardDNB | 1.99% | 1% + NOK 40Interest from day one | dnb.no |
| DNB Saga MastercardDNB | 1.99% | 1% + NOK 40Interest from day one | dnb.no dnb.no 2 |
| BN Bank MastercardBN Bank (Kredittbanken ASA) | 2% | Free | bnbank.no bnbank.no 2 |
| Bulder Bankkort (Visa)Bulder Bank (Sparebanken Norge) | 2% | Free | bulder.no bulder.no 2 |
| Bulder KredittkortBulder Bank (Sparebanken Norge) | 2% | FreeInterest from day one | bulder.no bulder.no 2 kortio.no |
| Eika Kredittkort DirekteEika (Kredittbanken ASA) | 2% | Free | eika.no eika.no 2 kortio.no |
| Fana Sparebank KredittkortFana Sparebank | 2% | Free | fanasparebank.no kortio.no |
| Himla KredittkortHimla (Fana Sparebank) | 2% | Free | himla.no himla.no 2 |
| LOfavør MastercardLOfavør / SpareBank 1 (Kredittbanken ASA) | 2% | Free | sparebank1.no sparebank1.no 2 lofavor.no |
| LOfavør Mastercard UngLOfavør / SpareBank 1 (Kredittbanken ASA) | 2% | Free | sparebank1.no |
| Nordea Black MastercardNordea | 2% | Free | nordea.no |
| Nordea Platinum MastercardNordea | 2% | Free | nordea.no |
| re:member goldre:member (EnterCard Norge) | 2% | FreeInterest from day one | remember.no remember.no 2 |
| SpareBank 1 MastercardSpareBank 1 (Kredittbanken ASA) | 2% | Free | sparebank1.no sparebank1.no 2 sparebank1.no 3 |
| SpareBank 1 Mastercard PlatinumSpareBank 1 (Kredittbanken ASA) | 2% | Free | sparebank1.no sparebank1.no 2 |
| SpareBank 1 Mastercard UngSpareBank 1 (Kredittbanken ASA) | 2% | Free | sparebank1.no sparebank1.no 2 |
| Sparebanken Norge KredittkortSparebanken Norge | 2% | Free | sparebankennorge.no sparebankennorge.no 2 kortio.no |
| Handelsbanken Bankkort MastercardHandelsbanken | 2% | NOK 35 | handelsbanken.no |
| Instabank kredittkortInstabank | 2% | NOK 50Interest from day one | instabank.no instabank.no 2 |
| Nordea Bankkort (Visa)Nordea | 2% | 0.5% + NOK 35 | nordea.no |
| SpareBank 1 Bankkort (Visa)SpareBank 1 | 2% | 0.5% + NOK 40 | sparebank1.no sparebank1.no 2 |
| Sparebanken Norge Bankkort (Visa)Sparebanken Norge | 2% | 0.5% + NOK 40 | sparebankennorge.no |
| Coop MastercardKredittbanken | 2% | 1% + NOK 30 | coop.no assets.eu.ctfassets.net |
| Ikano VisaIkano Bank | 2% | 1% + NOK 35Interest from day one | ikanobank.no ikanobank.no 2 |
| re:member blackre:member (EnterCard Norge) | 2% | 1% + NOK 35 | remember.no remember.no 2 |
| Handelsbanken Gold MastercardHandelsbanken | 2% | 1.5%at least NOK 25 | handelsbanken.no |
| Handelsbanken Platinum MastercardHandelsbanken | 2% | 1.5%at least NOK 25 | handelsbanken.no |
| Nordea Gold MastercardNordea | 2% | 2% + NOK 40 | nordea.no nordea.no 2 kredittkortlisten.no |
| Nordea Premium MastercardNordea | 2% | 2% + NOK 40 | nordea.no nordea.no 2 |
| Circle K EXTRA MastercardSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | sebkort.com |
| Esso MastercardSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | essomastercard.no essomastercard.no 2 |
| Eurocard GoldEurocard (SEB Kort Bank AB, Oslofilialen) | 2% | 4%at least NOK 40 | eurocard.com eurocard.com 2 eurocard.com 3 eurocard.com 4 |
| Eurocard PlatinumEurocard (SEB Kort Bank AB, Oslofilialen) | 2% | 4%at least NOK 40 | eurocard.com eurocard.com 2 eurocard.com 3 |
| Landkreditt Bank MastercardLandkreditt Bank (issued via SEB Kort) | 2% | 4%at least NOK 40 | landkreditt.no landkreditt.no 2 |
| SAS EuroBonus World MastercardSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | saseurobonusmastercard.no saseurobonusmastercard.no 2 saseurobonusmastercard.no 3 |
| SAS EuroBonus World Mastercard PremiumSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | saseurobonusmastercard.no kredittkortlisten.no |
| SEB SelectedSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | From a comparison sitekortio.no |
| Strawberry MastercardSEB Kort Bank AB, Oslofilialen | 2% | 4%at least NOK 40 | sebkort.com strawberry.no |
| American Express Basic CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com |
| American Express Gold CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com |
| American Express Green CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com |
| American Express Platinum CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com kortio.no |
| American Express Platinum Points Plus CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com kortio.no |
| SAS EuroBonus American Express Classic CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com kortio.no |
| SAS EuroBonus American Express Elite CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com kortio.no |
| SAS EuroBonus American Express Premium CardAmerican Express Europe S.A. | 2.5% | 4%at least NOK 25Interest from day one | americanexpress.com kortio.no |
Card fees: South Korea
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Hana Card Travlog Check CardHana Card | 0% | Free | hanacard.co.kr smart.hanacard.co.kr hanacard.co.kr 2 |
| Hana Card Travlog+ Credit CardHana Card | 0% | Free | m.hanacard.co.kr hanacard.co.kr |
| KB Kookmin Travelus Check CardKB Kookmin Card | 0% | Free | card.kbcard.com m.kbcard.com |
| Shinhan Card SOL Travel (credit)Shinhan Card | 0% | Free | shinhancard.com shinhancard.com 2 |
| Shinhan Card SOL Travel CheckShinhan Card | 0% | Free | shinhancard.com shinhancard.com 2 |
| Travel Wallet Travel Pay CardTravel Wallet | 0% | Free | travel-wallet.com docs.channel.io |
| Woori Travel Wallet Check CardWoori Card | 0% | Free | pc.wooricard.com docs.channel.io |
| Woori Card 위비트래블 Check CardWoori Card | 0% | 1% + ₩3 | pc.wooricard.com |
| Woori Card 카드의정석2 SUPERWoori Card | 0% | 1% + ₩3 | pc.wooricard.com |
| Samsung iD GLOBAL CardSamsung Card | 0% | 1.2%Interest from day one | samsungcard.com samsungcard.com 2 |
| KB Kookmin WE:SH Travel CardKB Kookmin Card | 0% | 1.25%Interest from day one | card.kbcard.com m.kbcard.com |
| Toss Bank Check CardToss Bank | 1% | 1% + ₩3 | tossbank.com |
| Hana Card MOVING Card ALLDAYHana Card | 1.2% | FreeInterest from day one | hanacard.co.kr hanacard.co.kr 2 |
| Lotte Card LOCA 365Lotte Card | 1.2% | FreeInterest from day one | lottecard.co.kr lottecard.co.kr 2 |
| Samsung iD SELECT ALL CardSamsung Card | 1.2% | FreeInterest from day one | samsungcard.com samsungcard.com 2 |
| KB Kookmin Gooday CardKB Kookmin Card | 1.25% | FreeInterest from day one | card.kbcard.com m.kbcard.com |
| KB Kookmin My WE:SH CardKB Kookmin Card | 1.25% | FreeInterest from day one | card.kbcard.com m.kbcard.com |
| KB Kookmin Nori2 Check Card (Global)KB Kookmin Card | 1.25% | 1% + ₩3 | card.kbcard.com m.kbcard.com |
| Hyundai Card ZERO Edition3 (discount type)Hyundai Card | 1.28% | FreeInterest from day one | hyundaicard.com hyundaicard.com 2 hyundaicard.com 3 |
| Shinhan Card Mr.LifeShinhan Card | 1.28% | 1.1%Interest from day one | shinhancard.com shinhancard.com 2 shinhancard.com 3 |
| American Express Gold Card Edition2 (Hyundai Card)Hyundai Card | 1.58% | FreeInterest from day one | hyundaicard.com hyundaicard.com 2 |
| Samsung Card & MILEAGE PLATINUM (SKYPASS)Samsung Card | 1.6% | FreeInterest from day one | samsungcard.com samsungcard.com 2 |
Card fees: Spain
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| ABANCA Tarjeta Débito NXABANCA | 0% | Free | abanca.com abanca.com 2 |
| CaixaBank MoneyToTravelCaixaBank | 0% | Free | caixabank.es caixabank.com |
| imagin Débitoimagin (CaixaBank) | 0% | Free | imagin.com imagin.com 2 caixabank.com |
| imagin MyCardimagin (CaixaBank) | 0% | Free | imagin.com caixabank.com |
| N26 GoN26 | 0% | Free | support.n26.com n26.com n26.com 2 |
| N26 MetalN26 | 0% | Free | support.n26.com n26.com n26.com 2 |
| Revolut MetalRevolut | 0% | Freeup to €800 a monththen 2% (at least €1) | revolut.com |
| Revolut PlusRevolut | 0%up to €3,000 a monththen 0.5%+0.5% at weekends | Freeup to €200 a monththen 2% (at least €1) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to €400 a monththen 2% (at least €1) | revolut.com |
| Revolut StandardRevolut | 0%up to €1,000 a monththen 1%+1% at weekends | Freeup to €200 or 5 withdrawals a monththen 2% (at least €1) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to €2,000 a monththen 2% (at least €1) | revolut.com |
| Trade Republic cardTrade Republic | 0% | Free | traderepublic.com |
| N26 EstándarN26 | 0% | 1.7% | support.n26.com n26.com n26.com 2 |
| N26 SmartN26 | 0% | 1.7% | support.n26.com n26.com n26.com 2 |
| Visa ABANCA PersonalABANCA | 0% | 4% + €2at least €4 | abanca.com |
| BBVA Aqua DébitoBBVA | 0%up to €300 a monththen 3% | 4.5%at least €3 | bbva.es bbva.es 2 bbva.es 3 bbva.com |
| BBVA Aqua Más (crédito)BBVA | 0%up to €300 a monththen 3% | 5%at least €3 | bbva.es bbva.es 2 |
| Tarjeta Crédito SantanderBanco Santander | 0% | 5%at least €4 | assets.santandermedia.com bancosantander.es wcm.bancosantander.es |
| WiZink OnWiZink | 0% | Unknown | wizink.es |
| Wise cardWise | 0.47% | Freeup to €250 a monththen 2.69% | wise.com wise.com 2 |
| bunq Elitebunq | 0.5% | Free | static.bunq.com |
| bunq Probunq | 0.5% | Free | static.bunq.com |
| bunq Corebunq | 0.5% | €0.99 | static.bunq.com |
| bunq Freebunq | 0.5% | €2.99 | static.bunq.com |
| Tarjeta American Express RenfeAmerican Express | 2.75% | Unknown | americanexpress.com americanexpress.com 2 |
| Tarjeta Gold American ExpressAmerican Express | 2.75% | Unknown | americanexpress.com americanexpress.com 2 |
| Tarjeta Platinum American ExpressAmerican Express | 2.75% | Unknown | americanexpress.com americanexpress.com 2 |
| ING Tarjeta DébitoING España | 3% | €2 | ing.es |
| ING Tarjeta CréditoING España | 3% | 3%at least €2 | ing.es |
| Ibercaja debit cardIbercaja | 3% | 4%at least €3 | www3.ibercajadirecto.com ibercaja.es |
| Tarjeta de Crédito BankinterBankinter | 3% | 4%at least €3 | bankinter.com bankinter.com 2 |
| ABANCA Visa DébitoABANCA | 3% | 4%at least €4 | abanca.com abanca.com 2 |
| Ibercaja credit cardIbercaja | 3% | 4%at least €4 | www3.ibercajadirecto.com |
| ABANCA Visa ClásicaABANCA | 3% | 4% + €2at least €4 | abanca.com |
| ABANCA Visa ClipABANCA | 3% | 4% + €2at least €4 | abanca.com abanca.com 2 |
| Openbank Open DebitOpenbank | 3% | 4.5%at least €3 | openbank.es openbank.es 2 |
| Tarjeta Débito SantanderBanco Santander | 3% | 4.5%at least €3.50 | assets.santandermedia.com bancosantander.es bancosantander.es 2 wcm.bancosantander.es |
| Kutxabank Visa DebitKutxabank | 3% | Unknown | portal.kutxabank.es |
| Banco Sabadell debit card (BS Card)Banco Sabadell | 3.5% | 4.5%at least €4 | assets.bancsabadell.com bancsabadell.com |
| Banco Sabadell Classic (crédito)Banco Sabadell | 3.5% | 5%at least €4 | assets.bancsabadell.com |
| WiZink NowWiZink | 3.7% | Unknown | wizink.es wizink.es 2 |
| WiZink TopWiZink | 3.7% | Unknown | wizink.es |
| Unicaja Mastercard DébitoUnicaja | 3.95% | 4%at least €3.50 | unicajabanco.es |
| CaixaBank MyCardCaixaBank | 3.95% | 4.5%at least €4 | caixabank.es caixabank.es 2 |
| CaixaBank Visa DébitoCaixaBank | 3.95% | 4.5%at least €4 | caixabank.es caixabank.es 2 |
| Unicaja Mastercard CréditoUnicaja | 3.95% | 5%at least €5 | unicajabanco.es |
| Bankinter Mastercard DébitoBankinter | Unknown | 4%at least €3 | bankinter.com bancaonline.bankinter.com |
Card fees: Sweden
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| FOREX KreditkortForex Bank | 0% | Free | forex.se forex.se 2 |
| Lunar PlusLunar | 0% | Free | lunar.se |
| Lunar UnlimitedLunar | 0% | Free | lunar.se |
| Northmill VisaNorthmill Bank | 0% | Free | northmill.com northmill.com 2 |
| Revolut MetalRevolut | 0% | Freeup to SEK 8,000 a monththen 2% (at least SEK 10) | revolut.com |
| Revolut PlusRevolut | 0%up to SEK 30,000 a monththen 0.5%+0.5% at weekends | Freeup to SEK 2,000 a monththen 2% (at least SEK 10) | revolut.com |
| Revolut PremiumRevolut | 0% | Freeup to SEK 4,000 a monththen 2% (at least SEK 10) | revolut.com |
| Revolut StandardRevolut | 0%up to SEK 10,000 a monththen 1%+1% at weekends | Freeup to SEK 2,000 or 5 withdrawals a monththen 2% (at least SEK 10) | revolut.com |
| Revolut UltraRevolut | 0% | Freeup to SEK 20,000 a monththen 2% (at least SEK 10) | revolut.com |
| Klarna CardKlarna | 0% | Unknown | klarna.com |
| Wise cardWise | 0.4% | Freeup to SEK 2,700 a monththen 2.69% | wise.com wise.com 2 |
| Lunar LightLunar | 1.5% | Free | lunar.se |
| Lunar StandardLunar | 1.5% | Free | lunar.se |
| Länsförsäkringar KreditkortLänsförsäkringar | 1.5% | SEK 35 | lansforsakringar.se lansforsakringar.se 2 |
| Nordea GoldNordea | 1.55% | 2%at least SEK 40 | nordea.se nordea.se 2 |
| Nordea PremiumNordea | 1.55% | 2%at least SEK 40 | nordea.se nordea.se 2 |
| Swedbank Mastercard UngSwedbank | 1.65% | Free | swedbank.se |
| ICA Banken BankkortICA Banken | 1.65% | SEK 20 | icabanken.se |
| ICA Banken Bankkort PlusICA Banken | 1.65% | SEK 20 | icabanken.se icabanken.se 2 |
| Länsförsäkringar BankkortLänsförsäkringar | 1.65% | SEK 35 | lansforsakringar.se lansforsakringar.se 2 |
| SEB DebitSEB | 1.65% | SEK 35 | seb.se seb.se 2 |
| Skandia Visa BankkortSkandia | 1.65% | SEK 35 | skandia.se skandia.se 2 |
| Swedbank Bankkort MastercardSwedbank | 1.65% | SEK 35 | swedbank.se |
| Handelsbanken AllkortHandelsbanken | 1.65% | SEK 40Interest from day one | handelsbanken.se handelsbanken.se 2 |
| Handelsbanken Bankkort MastercardHandelsbanken | 1.65% | SEK 40 | handelsbanken.se |
| Nordea DebitNordea | 1.65% | SEK 40 | nordea.se nordea.se 2 |
| Handelsbanken PlatinumHandelsbanken | 1.65% | 2%at least SEK 35 | handelsbanken.se |
| SEB InvitedSEB | 1.65% | 3%at least SEK 35 | seb.se seb.se 2 |
| SEB CreditSEB | 1.65% | 3%at least SEK 40 | seb.se |
| Swedbank Betal- och kreditkort MastercardSwedbank | 1.65% | 3%at least SEK 45 | swedbank.se |
| Swedbank Betal- och kreditkort Mastercard GuldSwedbank | 1.65% | 3%at least SEK 45 | swedbank.se |
| Swedbank Betal- och kreditkort Mastercard PlatinumSwedbank | 1.65% | 3%at least SEK 45 | swedbank.se |
| Danske Bank Mastercard BankkortDanske Bank | 1.75% | SEK 40 | danskebank.se |
| Coop Mastercard MerCoop | 1.75% | 1.5%at least SEK 35 | coop.se |
| Danske Bank Mastercard DirektDanske Bank | 1.75% | 2%at least SEK 40 | danskebank.se |
| Danske Bank Mastercard GuldDanske Bank | 1.75% | 2%at least SEK 40 | danskebank.se |
| Danske Bank Mastercard PlatinumDanske Bank | 1.75% | 2%at least SEK 40 | danskebank.se |
| Bank Norwegian VisaBank Norwegian | 1.99% | Free | banknorwegian.se banknorwegian.se 2 |
| re:member flexre:member | 2% | 3%at least SEK 35 | remember.se remember.se 2 |
| Eurocard GoldSEB | 2% | 3%at least SEK 40 | seb.se |
| Eurocard PlatinumSEB | 2% | 3%at least SEK 40 | seb.se |
| American Express Blue CashbackAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Gold CardAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Gold Rewards CardAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Green CardAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Platinum CardAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| American Express Platinum Points Plus CardAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| SAS Amex ClassicAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| SAS Amex EliteAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
| SAS Amex PremiumAmerican Express | 2% | 4%at least SEK 25Interest from day one | americanexpress.com americanexpress.com 2 |
Card fees: United States
| Card | Purchases | Cash withdrawal | Checked and source |
|---|---|---|---|
| Capital One 360 Checking debit cardCapital One | 0% | Free | capitalone.com |
| Chase Premier Plus Checking debit cardChase | 0% | Free | chase.com |
| Revolut PremiumRevolut | 0%up to $10,000 a monththen 0.5% | Freeup to $800 a monththen 2% | revolut.com |
| Schwab Bank Investor Checking Visa debit cardCharles Schwab | 0% | Free | schwab.com |
| SoFi Checking and Savings debit cardSoFi | 0% | Free | sofi.com sofi.com 2 |
| Chime Visa debit cardChime | 0% | $2.50 | chime.com chime.com 2 |
| Revolut StandardRevolut | 0%up to $1,000 a monththen 0.5%+1% at weekends | 2% | revolut.com |
| Bank of America Travel RewardsBank of America | 0% | 5%Interest from day one | bankofamerica.com bankofamerica.com 2 |
| Capital One QuicksilverCapital One | 0% | 5%at least $5 | capitalone.com capitalone.com 2 |
| Capital One SavorCapital One | 0% | 5%at least $5 | capitalone.com capitalone.com 2 |
| Capital One VentureCapital One | 0% | 5%at least $5 | capitalone.com capitalone.com 2 |
| Capital One Venture XCapital One | 0% | 5%at least $5 | capitalone.com capitalone.com 2 |
| Capital One VentureOneCapital One | 0% | 5%at least $5 | capitalone.com capitalone.com 2 |
| American Express Gold CardAmerican Express | 0% | 5%at least $10Interest from day one | americanexpress.com americanexpress.com 2 |
| Chase Freedom FlexChase | 0% | 5%at least $10Interest from day one | sites.chase.com creditcards.chase.com |
| Chase Sapphire PreferredChase | 0% | 5%at least $10Interest from day one | sites.chase.com creditcards.chase.com |
| Chase Sapphire ReserveChase | 0% | 5%at least $10Interest from day one | sites.chase.com creditcards.chase.com |
| Citi Strata PremierCiti | 0% | 5%at least $10 | citi.com |
| Discover it Cash BackDiscover | 0% | 5%at least $10Interest from day one | discover.com |
| The Platinum Card from American ExpressAmerican Express | 0% | 5%at least $10Interest from day one | americanexpress.com americanexpress.com 2 |
| U.S. Bank Altitude Connect Visa SignatureU.S. Bank | 0% | 5%at least $10Interest from day one | onboarding.usbank.com usbank.com |
| Wells Fargo AutographWells Fargo | 0% | 5%at least $10Interest from day one | wellsfargo.com creditcards.wellsfargo.com |
| Wise Multi-Currency CardWise | 0.29% | Freeup to $250 a monththen 1.95% | wise.com wise.com 2 |
| Blue Cash Everyday Card from American ExpressAmerican Express | 2.7% | 5%at least $10Interest from day one | americanexpress.com americanexpress.com 2 |
| Blue Cash Preferred Card from American ExpressAmerican Express | 2.7% | 5%at least $10Interest from day one | americanexpress.com americanexpress.com 2 |
| Citibank debit card (Regular/Access Checking)Citi | 3% | $2.50 | citi.com |
| U.S. Bank debit card (Smartly Checking)U.S. Bank | 3% | $3 | usbank.com usbank.com 2 |
| Bank of America debit cardBank of America | 3% | $5 | bankofamerica.com |
| Chase Total Checking debit cardChase | 3% | $5 | chase.com chase.com 2 |
| PNC Virtual Wallet debit cardPNC | 3% | $5 | pnc.com pnc.com 2 |
| Truist One Checking debit cardTruist | 3% | $5 | truist.com |
| Wells Fargo debit card (Everyday Checking)Wells Fargo | 3% | $5 | wellsfargo.com wellsfargo.com 2 wellsfargo.com 3 |
| Bank of America Customized Cash RewardsBank of America | 3% | 5%Interest from day one | bankofamerica.com bankofamerica.com 2 |
| Chase Freedom UnlimitedChase | 3% | 5%at least $10Interest from day one | sites.chase.com creditcards.chase.com |
| Citi Double CashCiti | 3% | 5%at least $10Interest from day one | citi.com online.citi.com |
| Citi StrataCiti | 3% | 5%at least $10 | citi.com |
| U.S. Bank Altitude Go Visa SignatureU.S. Bank | 3% | 5%at least $10Interest from day one | onboarding.usbank.com usbank.com |
| Wells Fargo Active CashWells Fargo | 3% | 5%at least $10Interest from day one | wellsfargo.com creditcards.wellsfargo.com |
How to read the table
- Purchases
- The percentage the card adds on top of the mid-market rate for each purchase in a foreign currency. 0% means the card adds nothing.
- Cash withdrawal
- The card's fee for taking out cash in a foreign currency: a percentage, at least a minimum amount, plus any fixed fee. Fairrate adds the markup on top, and the cash machine may charge a fee of its own. Amounts are in the currency of the country the card comes from.
- Checked and source
- When we last read the issuer's price list, with a link to it. Banks change their prices, so check the price list before a long trip.
Pay in your own currency? Say no.
Abroad, card terminals and cash machines often offer to charge you in your own currency. It looks safe, but the terminal then uses its own rate, which is usually 3–8% worse. Choose the local currency and let your card convert.
Fairrate's pay in your own currency check compares the terminal's offer with what your card charges, so you know which to choose.